Get paid in dollars. Keep them as real dollars that earn about 3.5% extra every year. Turn them into pesos in minutes — at the best rate, every time.
1 USD ≈ ₱61.60 today
It works like the dollar account you already know — except your money earns extra, and cashing out takes minutes.
Give clients your Earnie dollar account number on Upwork, Fiverr, or anywhere else. Your dollars go straight into your account — with no big bank fee taken out each time you get paid.
Your money earns about 3.5% extra every year, and it stays in real dollars that are 100% yours. It quietly grows while you decide what to do next.
Turn your dollars into pesos through GCash or your bank for just 0.90% — only what our partners charge. Earnie adds no fee of its own, and it lands in minutes at the real exchange rate.
Example only. Cashing out costs about 0.90% — only what our partners charge to move and exchange your money. Earnie adds nothing on top. Fees can change.
In most apps, your dollars just sit there doing nothing. With Earnie, the dollars you already have earn about 3.5% extra a year — around 60 times what Filipino banks pay, growing a little every single day. Most of it stays in your pocket; we only take one small, clearly-shown fee.
A freelancer paid in dollars has two choices today. Neither one simply lets you keep the dollars you earned.
For a one-time swap, Wise can be a little cheaper — and we won’t pretend otherwise. But Wise won’t let your dollars sit and earn extra here. Earnie lets you do both.
I keep my pay in real dollars that earn extra, and cash out to GCash in minutes. That used to be three apps and a bad mood.
The fee is just… on the screen. No surprise markup buried in the rate. I finally trust where my money goes.
My dollars were sitting at zero for years. Now they earn while I decide what to do with them. Wish I’d had this sooner.
No minimum, no monthly fee, no surprise markup hidden in the exchange rate. You always see exactly what you pay.
Money apps that promise extra earnings deserve hard questions. Here are straight answers.
Yes. Your dollars are backed by US government bonds, and your account can’t be frozen or locked the way some apps do. You can take your money out to GCash or your bank anytime, in minutes.
Your dollars are backed by US government bonds and earn about 3.5% a year — a bit like a savings account. You’re not investing in anything risky; you’re just holding dollars that earn.
Not at all. There’s nothing technical to set up or write down. It works just like a normal banking app on your phone — get paid, watch your money grow, and cash out when you need it.
Minutes. Your dollars turn into pesos and land in your GCash or bank account at the real exchange rate.
No catch. Earnie makes its money when your dollars sit and earn — so we add no fee when you cash out. You only pay the 0.90% our partners charge. Wise can be about the same for a one-time swap, but it won’t let your dollars earn extra here. Earnie does both.
Earnie is run by a team that has built dollar accounts like this before. Your money is backed by US government bonds and looked after by established financial companies — so it stays safe, and it’s always yours.
Create your free account in minutes. No minimum, no monthly fee, no catch.